Attention homeowners in Lake Ozark and Camden County: Get an Appraisal today!
Here are the top seven reasons Missouri homeowners order from Appraisal Services, Inc.:
At Appraisal Services, Inc., we understand the individual needs of a consumer looking for appraisal services. Our customary business clients get the appraisal process and the usual "products" we deliver to them. Being a regular person not in the real estate industry that most likely doesn't look at appraisals every day, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Appraisal Services, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value report than yours.
Challenging a property tax assessmentYour local tax assessor may have your home overvalued if your house not appreciating as much as other houses close by. That means you're most likely paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Appraisal Services, Inc. is your best weapon.
Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Appraisal Services, Inc., we're experienced in helping consumers just like you get rid of undesirable PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. Appraisal Services, Inc. can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you would prefer to have an expert double-check it for accuracy or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Appraisal Services, Inc. offers field reviews where we'll go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. Although most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to get a second opinion.