Bax Appraisal Services, LLC is your FHA certified appraisal company

We are happy to say that Bax Appraisal Services, LLC is an FHA-approved appraisal practice in Missouri.  We're qualified and approved to do reports for FHA insured financial transactions. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Be sure to contact Bax Appraisal Services, LLC if you need an appraisal done for an FHA-secured loan.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD); if your financial transaction is an FHA-insured loan, it means it is underwritten by them. None of the funds are provided by the FHA. What the FHA does is make sure that the mortgage is taken care of in case the borrower doesn't pay their loan. Available to all consumers, FHA loan programs are created to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Remember that the lending organization approving a loan backed by the Federal Housing Administration is able to pick which appraisers they will use, different from VA appraisal panel.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Consumers with lower incomes or less starting money to use as a down-payment on a mortgage are assisted the most from Federal Housing Administration loan programs.